Question 1

What is Amos Fonder?

Accepted Answer

Amos Fonder is a Swedish fund company managing equity funds focused on quality companies acquired with a margin of safety. The company operates under Atle Fund Management, a wholly owned subsidiary of the investment company Bure Equity.

Question 2

Who owns Amos Fonder?

Accepted Answer

Amos Fonder operates under Atle Fund Management, a wholly owned subsidiary of the investment company Bure Equity. Portfolio managers Joel and Sebastian run the day-to-day operations and share the same philosophy of long-term, disciplined management.

Question 3

Can I become a direct customer at Amos Fonder?

Accepted Answer

Yes, you can become a direct customer at Amos Fonder. It also works perfectly to invest through selected platforms.

Question 4

Do the portfolio managers invest their own money in the fund?

Accepted Answer

Yes. The portfolio managers are themselves unitholders in Amos Value and invest on the same terms as all other unitholders.

Question 5

What is a Swedish equity fund?

Accepted Answer

A Swedish equity fund is a fund that invests primarily in Swedish companies. According to the fund's investment policy, at least 80 percent of the capital must be invested in Sweden. Amos Value is a Swedish equity fund with clear value discipline.

Question 6

Why choose Amos Value as a Swedish equity fund?

Accepted Answer

Amos Value focuses on quality companies with strong cash flows and proven profitability, acquired with a margin of safety. Unlike many other Swedish equity funds, the portfolio is concentrated to 25 to 35 high-conviction holdings, and the portfolio managers invest their own money on the same terms as all unitholders.

Question 7

What is Amos Value?

Accepted Answer

Amos Value is an actively managed Swedish equity fund managed by Amos Fonder. The fund invests long-term in quality companies with strong cash flows, proven profitability and attractive valuations, always with a margin of safety.

Question 8

Where can I buy Amos Value?

Accepted Answer

Amos Value is available through selected platforms. We will announce when and where the fund can be purchased.

Question 9

Why is Amos Value not showing at my bank?

Accepted Answer

Some banks only show funds they distribute themselves. We will announce when and where the fund can be purchased.

Question 10

What risk level does Amos Value have?

Accepted Answer

Amos Value is classified at risk level 4 out of 7 on the European SRI scale, corresponding to medium risk. The scale runs from 1 to 7 — a lower number means lower risk and lower return potential, a higher number the opposite. Risk level 4 is typical for actively managed equity funds. The recommended investment horizon is at least 5 years.

Question 11

How many companies are in the Amos Value portfolio?

Accepted Answer

The portfolio is concentrated and typically contains 25 to 35 companies. Each holding represents high conviction from the portfolio managers.

Question 12

How often can I trade Amos Value?

Accepted Answer

Amos Value is open for trading every Swedish banking day, i.e. days when Nasdaq Stockholm is open. On public holidays, Midsummer's Eve, Christmas Eve and New Year's Eve the fund is closed for trading. Orders placed before the cut-off time on a banking day are executed at that day's NAV price.

Question 13

What does accumulating versus distributing share class mean?

Accepted Answer

In the accumulating share class, dividends are automatically reinvested in the fund, while the distributing share class pays out a portion of the returns as cash to you as a unitholder.

Question 14

What does margin of safety mean?

Accepted Answer

Margin of safety means that we buy shares at a price below our estimate of the company's fair value. This provides a buffer against unexpected events and increases the potential return.

Question 15

How much does it cost to save in Amos Value?

Accepted Answer

Amos Value has a fixed management fee. The exact fee level is stated in the fund's factsheet and prospectus. There are no subscription or redemption fees.

Question 16

Is there a performance fee?

Accepted Answer

No, Amos Value does not have a performance fee. You pay the same fixed fee regardless of the fund's performance.

Question 17

Is there a minimum investment?

Accepted Answer

Yes. The minimum investment is SEK 100 for both Amos Value and Amos Value Distributing.

Question 18

What is the difference between ISK and capital insurance?

Accepted Answer

ISK (investeringssparkonto) and capital insurance are the two most common account types for fund saving in Sweden. An ISK is taxed on a notional income based on the account value, not on gains at sale. Capital insurance works similarly but has different rules for inheritance and gifts. Both are tax-efficient for long-term saving and the choice depends on your personal situation.

Question 19

What does the investment process look like?

Accepted Answer

We combine quantitative screening with in-depth fundamental analysis. Each potential holding is evaluated on business model, competitive advantages, cash flows, management and valuation.

Question 20

What type of companies do you invest in?

Accepted Answer

We invest in companies that have shown they can navigate different types of market environments, including crises, economic cycles and other turbulence without defensive share issues or threats to the company's survival. We want to see sustainable profitability, stable or improving margins and considered capital allocation over time. At least 80 percent of the capital is invested in Swedish companies.

Question 21

What index is Amos Value compared against?

Accepted Answer

Amos Value is compared against SIX Portfolio Return Index (SIXPRX), which is a total return index for the Stockholm Stock Exchange. It is the most common benchmark for Swedish equity funds.

Question 22

Can I set up a monthly saving plan?

Accepted Answer

Yes, monthly saving is easy to set up. At most platforms you can configure automatic monthly saving with any amount.

Question 23

Is the fund suitable for saving for children?

Accepted Answer

Yes. With its long-term orientation and focus on quality companies, Amos Value can be a good choice for saving for children where the time horizon is often 10 to 20 years. Compounding means that even small monthly amounts can grow significantly over time.

Question 24

Is the fund suitable for pension saving?

Accepted Answer

Yes. Pension saving often has a very long horizon, which fits well with the fund's strategy of owning quality companies over time. The fund can be a complement to public and occupational pensions.

Question 25

How much should I save?

Accepted Answer

It depends on your situation, your goals and your time horizon. Use our savings calculator on the respective saving goal page to see how different saving levels can develop over time. Most importantly: start. Even small amounts make a difference in the long run.

Question 26

How do I buy Amos Value, step by step?

Accepted Answer

We will announce when and where the fund can be purchased. The process will be: open an account at one of our platforms, search for Amos Value and place your order.

Frequently asked questions

About Amos Fonder

About Amos Value

Fees and costs

Investment process

Saving and buying

Latest news

We are launching Amos Value.

Latest news

We are launching Amos Value.

Frequently asked questions

About Amos Fonder

About Amos Value

Fees and costs

Investment process

Saving and buying

Would you like to receive news and updates from us?

Latest news

We are launching Amos Value.

Latest news

We are launching Amos Value.