We are launching Amos Value.
We are launching Amos Value. A Swedish equity fund that seeks out quality companies hidden from the front pages of business newspapers, acquired only when the…
Read more
Tool
Savings calculator
See how your savings can grow over time. Adjust monthly contributions, initial capital, time horizon and expected return to explore different scenarios.
Guide
How to interpret the result
The calculator shows an estimate based on your assumptions. Actual returns vary from year to year, but the result gives a good picture of how the different variables interact.
- Time matters most
- Compounding accelerates over the years. The last ten years of a 30-year savings plan can generate more capital than the first twenty. Try adjusting the time horizon in the calculator to see the difference.
- Initial capital versus monthly saving
- A large lump sum gives a head start, but regular contributions often make a bigger difference in the long run. Try comparing a high initial capital without monthly saving against a lower starting amount with regular contributions.
- Returns before fees and taxes
- The calculator shows returns before fees and taxes. In reality, a management fee and possible tax on notional income (ISK) or capital gains apply. One percentage point in fees can mean hundreds of thousands less after 20 years.
- Test different scenarios
- Nobody knows what return the future will bring. By testing optimistic, realistic and conservative scenarios, you get a sense of the range of possible outcomes and can plan accordingly.
Explore saving goals
Which saving goal suits you?
Calculator FAQ
Would you like to receive news and updates from us?
Note: our newsletter is currently in Swedish only.